TraderSight is built to give Canadian investors a consolidated view of their portfolio — performance, tax, and income — across all account types. The platform handles the data work that brokerages leave incomplete: pooled ACB calculations, Bank of Canada FX conversions, ETF distribution tracking, and year-end capital gains reconciliation.
TraderSight is currently on hold. The platform is paused and not accepting new accounts. For adjusted cost base tracking right now, MyCostBase is the purpose-built tool we recommend for Canadian taxable accounts.
Portfolio performance tracking across all accounts
TraderSight consolidates TFSA, RRSP, FHSA, RESP, and non-registered accounts into a single portfolio view. You can see total return, unrealised gains, income received, and overall asset allocation without switching between brokerage dashboards.
Custom benchmarks let you compare your actual results against a relevant reference — whether a broad index like XEQT, a blended benchmark, or a custom target allocation — so you have a clear picture of how your strategy is performing, not just what you currently hold.
Adjusted cost base — correct under Canadian tax rules
Canadian ACB rules apply across the tax owner’s non-registered accounts, not per brokerage. TraderSight calculates one weighted-average ACB pool per identical property across every taxable account — exactly as CRA requires.
The ACB calculation handles the full range of events that affect your cost base:
- buys and sells with commission tracking;
- DRIP share purchases;
- return of capital (ROC) adjustments from T3 and T5 slips;
- reinvested capital gain distributions;
- stock splits;
- broker-to-broker transfers with original cost basis carried forward;
- manual corrections with an explanatory note attached.
Why this matters: If you report a capital gain using your selling broker’s book value alone, you may be overstating or understating your gain. The correct ACB must reflect every purchase, transfer, and adjustment across all taxable accounts for that security.
Bank of Canada FX conversion for USD and foreign-currency trades
Foreign-currency positions must be converted to CAD using the exchange rate on the specific transaction date — a flat annual average is not what CRA expects. TraderSight fetches Bank of Canada daily rates for each transaction, records the rate source inline, and handles weekends and holidays consistently.
Manual rate overrides are supported when you need a documented exception — the override becomes part of the audit trail.
Dividend and income tracking
TraderSight records and categorises income across all account types:
- eligible dividends and foreign non-business income;
- return of capital (which reduces ACB rather than generating taxable income);
- reinvested distributions and DRIP shares;
- interest and other income.
This gives you an accurate year-end income summary that matches your tax slip categories, not just a raw dollar total.
Capital gains reporting and T5008 reconciliation
The year-end workflow is built around what Canadian investors need before filing:
- compare broker and T5008 figures against your actual ACB;
- inspect the difference at the security level;
- identify likely causes (missing ETF adjustments, pooled cross-brokerage holdings, transfer cost basis errors);
- export capital gains summaries, disposition detail, and full audit trails for filing or accountant review.
TraderSight does not replace tax filing software. It supplies the upstream ACB and gain/loss calculation that filing tools expect you to have already done correctly.
Who TraderSight is built for
The platform fits best when you:
- hold stocks or ETFs in two or more Canadian account types and want one consolidated view;
- have taxable accounts where ACB pooling across brokerages is required;
- hold USD-denominated positions that need daily Bank of Canada FX conversion;
- receive ETF distributions (ROC, DRIP, reinvested gains) that change your ACB annually;
- want performance benchmarking alongside tax tracking.
For adjusted cost base tracking today, see MyCostBase — purpose-built for Canadian taxable accounts with pooled ACB, T5008 reconciliation, and ETF distribution support.